Suspicious transaction reports arrive faster than any team can read them. FMIR validates, enriches and ranks every filing so review effort lands where risk actually is.
A three-person unit reviewing 200 reports a day can work from spreadsheets and email. The same team at 5,000 a day cannot — the process was never designed for it. Reports get read in arrival order, and the highest-risk filing can sit for a week behind routine ones.
Every ranking opens to the factors behind it. No analyst is asked to act on a number they cannot interrogate.
Direct and indirect links to sanctioned entities, mixers, darknet services and known theft clusters.
Structuring, rapid pass-through, dormancy followed by burst activity, and other movement signatures.
Prior filings involving the same customer, address cluster or reporting entity.
Completeness of the report itself — missing originator data is a supervisory signal in its own right.
Highest-scoring filing loads with score factors expanded.
Drill into any factor, linked address or prior case.
Confirm, downgrade or escalate with a recorded rationale.
Escalations go to the agency holding the mandate to act.
The full decision trail is preserved for audit and evaluation.
We brief agency teams on scope, deployment model and pilot design — no procurement commitment required.